One of the first things most adults have to do in their financial lives is set a budget.
You were probably taught this from a parent, teacher, or evena friendly neighborhood web site.
One lesson you might have missed: budgets fail.
As personal finance blog One Cent at a Time points out, budgets fail.
Or, perhaps more accurately, your life fails to fit neatly into the budget you made last month.
A million things can cause your budget to fail.
The trick is, thats alright.
You still have so many more months to live.
Fine tune your budget to meet the two things first current need and future need.
Have some provision for fun things.
Its very important to keep aside money for enjoyment.
Otherwise the whole purpose is defeated.
The point is to give yourself guidelines and goals.
Give yourself a long-term goal, but allow yourself room for short-term goals as well.
6 Bitter Financial Facts To be Aware Of| One Cent at a Time
Photo byBrad Montgomery.