You have to be careful when lending money,even to close friends.

It turned out to be a 20% discount.

I was planning on buying something there that would cost about $115 after tax.

I asked her to buy me that instead of paying me cash.

It cost her $92 after tax.

I saved $15 and she saved $8.

You still get a payback, and it gives your friend a break, too.

Do they code for a living?

Ask them to pay you back by helping you with your website.

Maybe they’re great at cooking.

Have them cater a party.

Obviously, these are just examples.

The point is, we all have a valuable skill or resource.

If someone is struggling to pay you back, consider what else they have to offer.