Most of us agree: the world could use a little more financial literacy.

Everyone talks about the need for financial education in schools.

But if it were up to you, what exactly would you teach?

But a lot of it is also behavioraloverspending, for example.

What specific lessons would a financial literacy class entail?

What basic money lessons do you think would be most helpful for people who know nothing about personal finance?

If you had to teach a financial literacy class, what would be on your lesson plan?

Photo byCenter for Teaching Vanderbilt University.