Your credit card might offer a benefit you hardly use but can be quite valuable: Concierge service.

Its like using the concierge services at a hotel, but anytime you want with just a phone call.

Visa Signature, MasterCard World and World Elite, and some American Express cards have these services.

I had Visa Signatures concierge service check every hotel in the area for any rooms available.

Still, concierge service is one of thoseextra perks of credit cardsthat can come in quite handy.