Saving money is a hard goal to achieve if you dont have a specific motivation behind it.
If youre having trouble finding the motivation to set aside money from your paycheck, try the Cancun Technique.
If you dont want something, youll create excuses.
Yes, in the perfect world youre going to have an emergency fund.
In real life, you need something to get you excited.
Of course, some goals may be easier to create than others.
