The Financial Moves You Should Make in January

The countdown is over, the champagne glasses are emptyand holiday sweaters are selling at huge discounts.

And you know what that means?

It’s time to start working on all those lofty resolutions you made.

Here’s to a year of (finally) feeling less stressed and more confident about your money.

Revisit Your Budget

Tweaking yourbudgetis something you should consider doing every month.

Start by reviewing your 2014 expenditures and compare them to the plan you put in action last January.

Are there areas where you spent moreor lessthan you’d expected?

Use that info to plan ahead for 2015.

And don’t forget to factor in non-monthly necessities, like insurance premiums and home maintenance.

Launch a brand-newside business?

Ideally, you’ll walk away feeling more empowered to make your dreams a reality.

Information shown is for illustrative purposes only and is not intended as investment, legal or tax planning advice.

yo consult a financial adviser, attorney or tax specialist for advice specific to your financial situation.

Image remixed fromRoman Sotolaandphotolinc(Shutterstock).

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