If you want to get serious about saving, though, flip that order around.
What we do is Salary-Expenses = Savings.
If we continue to do this, then we can never have even a penny to save.
Again, this is a matter of mind setting.
Decide how much percentage of your salary it’s possible for you to allot for your savings.
Normally it’s 20%.
Once you received your salary, set aside the 20% and then spend the remaining.
10 Easy Tips to Stay Frugal in Your Life| One Cent at a Time
Photo byJack Pearce.