Obviously, we love all the tools and tricks that can help youmanage your finances.
But there’s something to be said for keeping things simple.
If you have trouble sticking to a budget, a minimalistic approach might help.
Listen Money Matters makes a good point for simplicity.
When something is too complicated, it can be discouraging.
Writer Candice Elliott explains:
Managing your finances can be similarly simple.
Or it can be complicated with multiple charts, graphs, Apps, programs and on and on….
The more simple you keep it, the more likely you are to stick with it.
I think Elliott’s point also speaks to gimmicks versus a change in financial behavior.
It’s the same psychology behind fad diets.
If your finances seem too complicated, go back to the basics.
Create a simple budget, organized by category, and tweak it every now and then.
And overall, remember the basic truth for reaching financial goals: spend less than you earn.
For more advice on how to avoid falling off the financial wagon, check out the full post.
So You Fell Off the Wagon| Listen Money Matters
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