I’ll be honest.

Even I scoffed at this one at first.

Planning your budget, paying bills, and allocating your income for investments are super boring words.

Sitting at a desk with a spreadsheet open is also dreary.

Make it a little less tiresome by changing the ambiance.

One way to mitigate this is to move your financial work to a more comfortable setting.

“And that doesn’t give us much impetus to follow through.

Begin by creating a monthly ritual for evaluating your savings that you might actually look forward to.

Slip into cozy slippers, light a few candles and pour yourself a cup of tea for example.

The process would also differ for everyone.

I’m most comfortable at my desktop typing than I am with paper and pen.

The more I can do my financial work here, the better I am.

Adapting your surroundings to your tasks is far more powerful than you might think.

6 Fascinating Mind Tricks That Help You Save Money| Daily Worth

Photo byJanet Ramsden.