If you share a credit card with someone, they’ll have toadd you as an authorized user.
However, if the primary cardholder doesn’t pay the bills, your credit report could take a hit.
Credit reporting agencies might be willing to delete that negative history if you ask them.
Credit Sesame suggests first removing yourself as an authorized user on the card.
Then communicate with the agency and ask them to remove that item from the credit report.
Check out the link for other things you’re free to ask agencies to remove from your report.
5 Things you’re free to Easily Get Removed From Your Credit Reports| Credit Sesame
Photo byLars Plougmann.