They come with fees, thoughfees that you could negotiate down.
Bankrate notes that with the typical fee of 3%, a $20,000 transfer will cost $600.
Any amount of that $600 you could reduce would be great.
Ask also when new transfer offers might be available.
When negotiating, Bankrate suggests requesting to waive the whole fee.
Head to the article linked below for more advice on whittling that fee down.
you’ve got the option to negotiate a balance transfer fee| Bankrate
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