Why do without now when we can simply pay off our debt later when we have more money?
…The unfortunate truth is, that great pay increase isn’t guaranteed, and may never come.
Then you’re dealing with massive debt.
But even if it does come, you’ve been paying interest on these items.
Stop telling yourself that you’ll get to it later.
Just like any other task or goal, starting is the most important thing.
Nine Debt-Forming Habits and How to Break Them| The Simple Dollar
Photo bySean MacEntee.