Lotteries are typically money drains at best andscams at worst.

If you find yourself giving in to the habit (or if you don’t!)

you could improve your finances by paying that money to a personal “lottery” savings fund instead.

And it takes time.

More time than short-term thinking allows.

Saving more will beef up your winnings even faster.

Of course, part of the reason people play lotteries is because it’s fun.

So, try rewiring that impulse.

This can even work if you’re not already a lottery player.

The value of saving small amounts of money over time is good for anyone.

The $10 a Day Lottery Habit That Pays Off| Novel Investor viaRockstar Finance

Photo byLisa Brewster.