Negotiate With Debt Collectors Rather Than Ignoring Them

When a debt collector calls, you know youre probably about to have a bad day.

While your instinct may be to ignore the call, dont.

Instead, use it as an opportunity to start negotiating.

Thats why debt collector calls are so terrifying.

This is obviously bad for your credit, but its also a missed opportunity.

They just want to get that money, and they will eventually work with you.

Even if you cant pay, answer the phone and discuss with the collector what youcanpay.

7 Things I Learned About Credit From Ruining My Own| The Financial Diet viaRockstar Finance

Photo byChristian Schnettelker.