Sometimes, all you have to do iscall to get that lower APRand get that debt paid off faster.

Case in point: “Do you think that you could lower my interest rate?

Consider using this script:

Hi, my name is _____.

I’ve had a good experience with you, but I’m considering switching.

I would like to have my APR lowered.”

The concrete advice could help you save money and get out of debt sooner.

I Want to Negotiate Down My Credit Card APR| LearnVest

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