There are a lot of financial decisions that come down to so much more than numbers.
Except for the little issue of the value you place on having and raising a family.
Real financial planning must acknowledge that reality.

As you go over your budget, add all of your assets with emotional value.
The next time youhave to make a tough financial decisionconsult your budgetandyour emotional balance sheet to help you decide.
The whole article is well worth a read, so check it out at the link below.
An Emotional Balance Sheet Can Guide Hard-to-Quantify Financial Choices| The New York Times
Photo byQuinn Dombrowski.