Discipline is key to reaching your financial goals.

But to help ensure you stay on track, it’s also important to give yourself some breathing room.

you’re free to do this by allowing yourself an occasional “happy splurge.”

To both motivate yourself and avoid impulse spending, LearnVest suggests identifying a handful of affordable indulgences in advance.

Then, when you reach a milestone, you could celebrate.

To start, list three to five indulgences that are $20 or less.

For more tips for achieving your money goals, check out their full post.

60 Motivating Seconds With a CFP: The Beauty of the $20 (or Less!)

Happy Splurge|LearnVest

Photo byBart.