When your bank thinks something’s wrong with your account, they’ll call or text you.

Those communication methods are ripe for phishing scams.

Your bank’s smartphone app will protect you against those risks.

Since the phone number was a local number, victims were more likely to call it.

He suggests using your bank’s smartphone app to warn you of problems with your account.

It varies by company, but many credit card apps in particular have built in warnings.

It’s less likely to be compromised by the hackers.

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Photo bykleuske.