Credit card rewards enthusiasts, take note.

Your credit and payment history obviouslymake up a big part of your score.

Your credit utilization, however, also plays a big role.

Your utilization is how much of your available credit youre actually using.

To combat this, they suggest paying off your balance about a week before your billing cycle closes.

For more detail, head to Bloombergs full article at the link below.

How to Raise Your Credit Score, Fast| Bloomberg

Photo byFrankieleon