This post originally appeared onNerdwallet.
It is one of the ten benefits that must be covered on all plans under the law.
If you have insurance through your employer, theres a pretty good chance youre covered, too.
Ultimately, theyll provide greater opportunities for affordable, accessible, effective treatment to Americans who need it.
That is no longer the case.
The key is whether or not your policy covers [mental] health care.
TheAmerican Psychological Associationpoints out there are some programs exempt from the parity law.
Some state government employee plans can opt out of parity requirements.
Likewise, Medicare is not subject to the law.
Even if mental health coverage is available, some providers may not accept your insurance.
But that doesnt mean there arent costs.
It is likewise still subject tocoverage denialsfrom insurance companies.
Blackstock says patients with mental health questions shouldnt be afraid to get help.
In short, we do the homework so you dont have to.
Image adapted fromLightspring(Shutterstock).
Want to see your work on Lifehacker?
