Not everyone agrees with how much should be in an emergency fund.

Some experts say keep six months' worth of living expenses in your fund.

We want to know what works for you.

We’ve certainlydiscussed this topicbefore, and we know what the experts have to say on the matter.

But we’re curious how emergency funds work for everyone else, in practice.

If you have an emergency fund, how much is in it?

And why did you decide on that amount?

Of course, you don’t have to offer hard numbers (unless you want to).