It can be extremely discouraging when youre struggling just to survive in an expensive city.

I made less than $50,000.

Maybe you have family nearby and dont want to leave them.

Whatever the reason, thriving in an expensive city isnt impossibleit just requires the right frame of mind.

Speaking of the bus, I chose not to have a car.

I knew that insurance, car payments, and parking would eat up a ton of my income.

I also cut down on food costs byjoining a local co-opandplanning meals that are within my budget.

I think its even more important to apply it before buying something, so I always remember her formula.

I end up with the price I pay each time I use the item for that year.

Say Im considering buying a $40 blender (thanks, Kinja Deals!).

Ill use it around four times a week to make smoothies, sauces, or to cut up veggies.

That means Ill use it 208 times a year.

$40/208 means it costs me about 19 cents every time I use it.

To me, that makes it worth buying.

you could apply this method to almost anything, from clothing to electronics.

This can be discouraging when youre just squeaking by.

Think about what you personally need to be happy now andfind low cost versions.

Spend your energy focusing on what it’s possible for you to afford over what you cant.

Do the same and think about what you truly enjoy the most when it comes to your favorite activities.

People who care about you wont stop being your friend because youre acting with your financial health in mind.

In fact, they may be in a similar situation and will be happy you brought it up.

Ive found so many entertainment options that are extremely affordable.

Ive used this pass as a low cost way to hang out with friends orgo on awesome dates.

If these kind of standard part time jobs dont work with your schedule, seek out more unusual opportunities.

you might also use your city to your advantage and fill the demand for things that you already own.

Besidesselling stuff you dont need, you’re able to rent out your belongings.

Lastly, be humble enough to ask for help when you need it.

You could also let them know what stores or services you use so they can get you gift cards.

As you improve your situation, set financial goals for yourself.

Remember my mantra from earlier?

Realize that you, too, can get your situation under control and work towards the life you want.

Images frommrfraley, Heather Yamada-Hosley, andjonnybrownbill.