Money regret is pretty useless.
Still, it can be hard to shake some expenses.
If you have a hard time dwelling on mistakes, try a money regrets budget.
Like a lot of people, I kick myself when I unexpectedly spend money out of my budget.
It could be a parking ticket.
Or a higher than average electric bill.
Maybe I just got carried away at dinner and spent more than I wanted to.
Whatever the expense, you know financial regret when you feel it.
You cant stop blaming yourself, and you cant shake the mistake.
To combat this dwelling, I use a money regrets budget.
I write down my spending mistakelets say its a parking ticket for $80.
Then, I work on getting that amount to zero, either by cutting back or writing off windfalls.
For example, lets say I earn $10 in savings account interest that month.
Id deduct that amount from the $80 in my money regrets budget, bringing it to $70.
Then, lets say Im at the grocery store and I decide to put back some ice cream.
My regrets budget would drop to $65.
If you dont have trouble letting go of spending issues, this is probably serious overkill for you.
But as someone who has a hard time with financial regret, it helps.
For more detail, check out the full post at the link below.
Make a Money Regrets Budget to Get Over Mistakes| Brokepedia
