Saving money can be hard for some people.

The earlier you start saving, the better, but it’s never too late to start.

Most of the time, this will be 1% of your pay or something tiny like that.

A Beginner’s Guide to Starting a 401(k)

To put that in perspective, let’s say that your take-home pay is $500 a week.

you might’t even stop at Starbucks for that little.

Probably not a whole lot, right?

Now increase the amount you put away every paycheck by a little more.

Once again, you’ll hardly notice the difference.

If a 401(k) isn’t for you right now, try the52 week money challengeinstead.

The longer you wait the harder it gets, so start small and get the ball rolling.

The Gradual Saving Strategy| The Simple Dollar

Photo byKen Wilcox.