Saving money can be hard for some people.
The earlier you start saving, the better, but it’s never too late to start.
Most of the time, this will be 1% of your pay or something tiny like that.

To put that in perspective, let’s say that your take-home pay is $500 a week.
you might’t even stop at Starbucks for that little.
Probably not a whole lot, right?
Now increase the amount you put away every paycheck by a little more.
Once again, you’ll hardly notice the difference.
If a 401(k) isn’t for you right now, try the52 week money challengeinstead.
The longer you wait the harder it gets, so start small and get the ball rolling.
The Gradual Saving Strategy| The Simple Dollar
Photo byKen Wilcox.