Stores like to reel in credit card customers with tempting offers.

Probably the most popular is the “0% interest” offer.

But be careful with these; many retailers still charge you interest, they just defer it.

You’ve seen these offers.

They promise a financing option of zero interest for six, 12 or 18 months.

But Consumerist points out that these offers are often deceptive.

Even better, Consumerist has an infographic pointing out the major retailers that offer deferred interest.

The infographic also lists the retailers that legitimately offer zero interest.

Check out their full post for more detail and the list of retailers.

Reminder: Beware Of Deferred Interest Credit Card Offers This Holiday Season| Consumerist

Photo bySean MacEntee.