Thats a shock to the system.

Instead, incrementally build up to a healthy savings plan over time.

As personal finance site Afford Anything explains, most of us suck at making huge changes to our budget.

Small stepsthe kind you’re free to make without ever really noticing the changeare much easier to handle.

you might customize this in whatever way fits you best.

Some people take HUGE leaps, saving 5 or 10 percent in one gigantic move.

The Incredible Power of the 1% Margin for Improvement| Afford Anything viaRockstar Finance

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