Spend less than you earnis the most basic rule for building wealth.

But many of us spend more than we should to enjoy certain luxuries and conveniences.

Once you get used to this lifestyle, its easy to get attached.

There are plenty of people genuinely living hand to mouth, barely able to afford housing.

But aside from saving, theres another drawback to living above your means: a lack of flexibility.

You get attached to a certain lifestyle, even though it may be holding you back in many ways.

Its not to say you shouldneverspend your hard-earned cash.

To read more, head to Hamms post at the link below.