Trying too hard to be the most frugal can ruin a budget just the same.
However, its okay to indulge in afinancial vice every now and then.
And spending hours finding the best coupons wont save you nearly as much asreducing one bill permanently.
Remember, being financially responsible is aboutspending less than you take in.
You dont have to be a master couponer or live entirely without luxuries to be financially responsible.
Keeping Up with Those More Frugal| Red Debted Stepchild viaRockstar Finance
Photo byTaxCredits.net.