Ask for a "Validation Notice" to Expose a Debt Collection Scam

But not all of these calls are legit.

If youre not careful, you could fall for a debt collection scam.

When talking to a collector, check that to ask for a validation notice.

You shouldconsider a handful of factors before settling any kind of debt.

But before you even start negotiating with a collection agent, check that they arent a scammer.

Some fraudsters find your info online, then call you posing as collection agents.

Even if the caller gives plausible-sounding answers, request a validation notice to verify the debt.

The Consumer Financial Protection Bureau has

sample request letters

.

Refuse to discuss any debt until you receive the notice.

And for more detail on avoiding scams, check out the full post at the link below.

Protect yourself from debt collection scams| Consumer Reports

Photo byGotcredit.