Beware Negative Emotions to Avoid Overspending on Last-Minute Gifts
Most of us have been there. Learn to recognize this feeling when shopping, because it usually leads to overspending. In general, emotional shopping usually isn’t a good idea. Our feelings override logic, and we’re more prone to blow our budget. In addition to guilt, Bankrate points out that panic and mob-mentality can also contribute to overspending. Short-term sales create an emotionally charged situation. Online shoppers aren’t immune. The solution in any venue is to take a timeout....