Starting Your Retirement Savings Late Doesn't Mean You're Screwed

The uncomfortable corrolary to that is that if you start saving late, youre screwed. And yes, its harder, but your life doesnt have to be ruined. ), many will tell you that youre way behind. And its true it wouldve been nicer to start saving in your 20s. That doesnt mean youre screwed. Im here now, and Ive socked away $15000 in a single year. There are about 30 years until I reach retirement age....

April 22, 2015 · 1 min · 132 words · Margaret Dougherty

Switch Auto Insurers to Avoid a Rate Hike After a Traffic Ticket

There are a few ways you’re able to minimize the hit on your insurance. Thats because carriers factor violations differently when setting rates. So you might find an insurer thats willing to downplay your ticket. Dont Let a Traffic Ticket Raise Your Insurance Rates| Kiplinger Photo byChris Yarzab.

April 22, 2015 · 1 min · 48 words · Joshua Walsh

The Bright White Swedish Workspace

Todays featured workspace looks immaculate, with its pristine white walls, simple white desk, and wood accents. Those skylights help too. The workspace feels like in the corner of a bedroom in a duplex in Sweden. verify any photos you include are at least 640x360. Keeping them to 16:9 helps, too! If your clever organization and good design sense catches our eye, you might be the next featured workspace. BAGAREGARDSGATAN 3G| 55 Kvadrat viaPlanete DecoandMinimal Desks

April 22, 2015 · 1 min · 75 words · Lisa Hall

Three Counterintuitive Things You Should Do After Getting a Promotion

You think you have what it takes, and you know others believe in you. This post originally appeared onFast Company. To counter this, you pour yourself into learning what you oughta do next and whom to impress. If you spend more time in one area, then you oughta spend less time in another. That could mean putting some of your direct reports under another manager. That could mean answering fewer emails that an assistant can reply to instead....

April 22, 2015 · 2 min · 253 words · Christian Woodward

Transform Your Homemade Dip Game with DIY Onion and Garlic Powders

Many of us know to freezefruit,vegetables, andherbsto extend the life of them. The resulting powders make a next-level dip when mixed in with sour cream, cheese, and caramelized onions. Hit the Epicurious link below for full instructions. The Secret to the Best Ever French Onion Dip| Epicurious

April 22, 2015 · 1 min · 47 words · Mr. Samuel Collier

Untangle Knotted Necklace Chains with a Small Screwdriver

Youll need something with a fine point and a lot of patience, but it can be done. Slowly but surely youll undo them all. How to Untangle/Unknot Gold Chains Easy| YouTube

April 22, 2015 · 1 min · 31 words · Angela Horton

“Emergency” Sends You Weather Alerts for Multiple US Cities

The Red Cross recently released their free Emergency app, which lets you choose weather alerts based on location. The app doesnt share or store any informationtheres no login required. Check it out for yourself at the links below. Emergency| Google Play Emergency| Apple iTunes

April 22, 2015 · 1 min · 44 words · Matthew Vincent

Are You Buying an Apple Watch?

Still, we want to hear it, did you order a watch? What apps and software are you excited about?

April 21, 2015 · 1 min · 19 words · Michael Martinez

Ask for a "Validation Notice" to Expose a Debt Collection Scam

But not all of these calls are legit. If youre not careful, you could fall for a debt collection scam. When talking to a collector, check that to ask for a validation notice. You shouldconsider a handful of factors before settling any kind of debt. But before you even start negotiating with a collection agent, check that they arent a scammer. Some fraudsters find your info online, then call you posing as collection agents....

April 21, 2015 · 1 min · 135 words · Aaron Perkins

Boil Microwave Pasta by Adding Three Minutes to the Normal Cook Time

Just add some time to the recommended boiling time on the box. This video fromHouseholdHackerdemonstrates the easiest way youll ever make pasta (the tip starts at the 2:23 mark) . Get a microwave safe bowl and add pasta with enough water to cover it. See what the suggested cook time is on the pasta box or package and add three minutes to it. This is especially great if you dont have access to a stove....

April 21, 2015 · 1 min · 99 words · Theresa Wallace

Build a DIY Fold-Down Workbench To Save Floorspace in Your Shop

No matter how big your workshop is, space is precious. This hinge should run almost the length of the table. The table can be constructed of scrap plywood and 2x4s. DIY Fold-Down Workbench| April Wilkerson (YouTube)

April 21, 2015 · 1 min · 36 words · Scott Wells

Carbs Aren't Inherently Bad, But Your Individual Tolerance Can Vary

Lets sort out some of the confusion. The demonization of carbohydrates is something that I have been guilty of in the past. In fact, I spent about three years on and off on a carbohydrate-freeketogenic diet. But I was wrong. This isnt true long-term progress, however. In fact, completely cutting out carbohydrates is usually unsustainable. The natural conclusion most people come to: carbohydrates are bad. This confusion is exacerbated by the fact that carbohydrate tolerance varies from person to person at a physiological level....

April 21, 2015 · 1 min · 139 words · Molly Jackson

Career Spotlight: What I Do as a Software Architect

That code wrangler is the software architect, who guides projects from concepts to working products. Im Harrison Ambs, the Lead Software Architect atStickboy Creative. After the principal discovery and architecture (what are we doing and how do we do it?) is done, Im then leading the team to design and build the system that we architected. Most of our clients are businesses that want to streamline a portion of how they do things....

April 21, 2015 · 5 min · 925 words · Walter Aguilar